BT Finance

We work closely with leading banks and NBFCs to identify the most suitable financing option, assist with documentation, prepare the application, and support the client throughout the loan approval and disbursement process.

Yes. We have established relationships with multiple banks and NBFCs to facilitate financing solutions for our clients. We operate within the applicable regulatory framework.

"You take care of your business. We take care of your finance."

We assist all types of healthcare businesses, including:

• New clinics and diagnostic centres
• Existing hospitals and laboratories
• Business expansion
• Equipment purchases
• Working capital requirements
• Practice acquisition and modernization

We arrange finance based on the client's profile and business requirements, including:

• Hospital Loans
• Diagnostic Lab Loans
• Medical Equipment Loans
• Working Capital Finance
• Business Expansion Loans
• Loan Against Property
• Debt Restructuring
• Government Scheme Loans
• Term Loans

Yes. We prepare professional Project Reports, CMA Data, financial projections, and all supporting documents required by banks and financial institutions.

Typically 30–40 working days, depending on the lender, the complexity of the proposal, and timely submission of documents by the client.

Some common reasons include:

• Low credit score
• Weak project viability
• High existing debt obligations
• Insufficient collateral (especially for greenfield projects)
• Incomplete or inconsistent financial documentation

Yes. We assist eligible businesses in securing finance under various government schemes on a case-by-case basis, including:

• CGTMSE
• MSME Loans
• Stand-Up India
• PMEGP
• Other applicable Central and State Government schemes

Yes. When leasing offers better cash flow management, lower upfront investment, tax advantages, or flexibility to upgrade equipment, we help clients evaluate leasing versus purchasing and recommend the most suitable option.

We have experience working with leading financial institutions, including:

• HDFC Bank
• Bank of Baroda
• Indian Overseas Bank
• Vivriti Capital
• Yubi

And several other leading banks and NBFCs, depending on the client's eligibility and funding requirements.

Some of our successful transactions include:

• ₹2 Crore CGTMSE Loan approved within 4 weeks.
• Multiple healthcare, diagnostic laboratory, and MSME financing solutions successfully arranged across different sectors.
• Customized funding solutions for business expansion, equipment purchase, and working capital requirements.

Many businesses estimate future revenue unrealistically and choose a loan that doesn't match their repayment capacity. We help structure finance based on practical cash flows so repayments remain comfortable.

1. How much loan am I eligible for?

Loan eligibility depends on your income, financial statements, business profile, project cost, repayment capacity, and the lending institution's policies.

2. What interest rate can I expect?

Interest rates vary depending on the lender, loan type, credit score, business profile, collateral, and tenure. We compare multiple options to help you obtain competitive terms.

3. Can I trust the lender?

Yes. We work with reputed banks and established financial institutions. We explain the loan terms, repayment schedule, and conditions clearly so you can make an informed decision.

I need to go through in details.

Simple and friendly.

Financial Consultancy.

We provide end-to-end financial consultancy for:

• Hospital Loans
• Diagnostic Laboratory Loans
• Medical Equipment Finance
• Clinic Setup & Expansion Loans
• Working Capital Finance
• Loan Against Property
• Professional Loans
• Government Scheme Loans (CGTMSE, Stand-Up India, MSME, PMEGP, etc.)
• Debt Restructuring
• Customized Funding Solutions

• Doctors
• Dentists
• Diagnostic Laboratory Owners
• Hospitals
• Healthcare Professionals

Many professionals delay expansion because of limited capital or uncertainty about funding options.

Our role is to help you:

• Preserve your working capital
• Avoid investing all your personal savings upfront
• Structure finance based on your future income potential
• Select the most suitable bank or NBFC
• Save valuable time and effort
• Receive expert guidance throughout the process

We follow a transparent and systematic approach:

1. Understand your funding requirement
2. Structure the proposal based on your business needs
3. Identify the most suitable bank or NBFC
4. Discuss the proposal with both the client and lender
5. Collect and verify all required documents
6. Submit the loan application
7. Coordinate with the lender during processing
8. Provide regular updates to keep you informed
9. Assist with any additional documentation
10. Obtain loan sanction
11. Complete all bank compliances
12. Facilitate loan disbursement directly to your account

Most loan applications are completed within 4 to 6 weeks (working days), depending on:

• Timely submission of documents
• Project complexity
• Bank processing timelines
• Credit evaluation

Eligibility differs from one bank to another and depends on factors such as:

• Credit profile
• Business experience
• Financial performance
• Project viability
• Repayment capacity
• Available security (where applicable)

Our experts help identify the lender best suited to your profile, improving the likelihood of a successful outcome.

Many professionals delay expansion because of limited capital or uncertainty about funding options.

Our role is to help you:

• Preserve your working capital
• Avoid investing all your personal savings upfront
• Structure finance based on your future income potential
• Select the most suitable bank or NBFC
• Save valuable time and effort
• Receive expert guidance throughout the process

You take care of your profession. We take care of your finance.